Authorized VST Agri Finance Hub

Easy Tractor Loans

Get your dream tractor with our simple and fast financing options.

Calculate EMI NowCall Loan Officer: 9850121464
Up to 90%On-Road Financing Available
48 HoursQuick Loan Sanction
8.5% p.a.Starting Interest Rates
12+ BanksLeading Finance Partners
Simple 3-Step Process

How VST Tractor Financing Works

Our dedicated showroom finance team handles documentation and bank coordination for you.

01

Select Your Tractor or Equipment

Choose from our complete range of VST Tractors, Tillers, Weeders & implements.

02

Submit Minimal KYC & Satbara

Bring basic KYC, land records (7/12 Utara), and bank statement to our showroom.

03

48-Hr Sanction & Showroom Delivery

Our finance executive processes your application for instant sanction and delivery.

Live Agri Loan EMI Calculator

Calculate Your Tractor Loan EMI

Adjust price, down payment & tenure to see your monthly or seasonal (Kharif/Rabi) installments.

Seasonal Harvest Installments Available
₹5,50,000
₹ 2,00,000₹ 8,50,000₹ 15,00,000
15%₹82,500
10% (Minimum)25%50%
9.5% p.a.
8.0% (Subsidized)11.0%14.0%

Total duration: 60 Monthly Installments (5 Years)

Estimated Monthly Installment (EMI)

₹9,818 / mo
🌾 Seasonal EMI (Every 6 Months)Popular with Farmers
₹58,908 / season

Pay after Kharif & Rabi harvest — just 2 seasonal installments per year.

Loan Principal Amount₹4,67,500
Total Interest Payable₹1,21,580
Total Amount Payable₹5,89,080
Principal (79%) Interest (21%)
Enquire About This Plan
12+ Leading Bank Partners

Our Finance Partners

Compare interest rates, tenure, and schemes from all major Indian public banks, private banks, and agricultural NBFCs.

Lowest Interest RatePublic

State Bank of India (SBI)

SBI Tractor & Farm Equipment Loan

ROI8.5% - 10.0% p.a.
Max Tenure7 Years
FinancingUp to 90%
Showroom Direct AssistanceApply Now
48-Hour Fast SanctionPrivate

HDFC Bank

HDFC Farmer Equipment Loan

ROI9.0% - 10.5% p.a.
Max Tenure7 Years
FinancingUp to 90%
Showroom Direct AssistanceApply Now
Flexible Seasonal EMIPrivate

ICICI Bank

ICICI Kisan & Tractor Finance

ROI9.25% - 10.75% p.a.
Max Tenure6 Years
FinancingUp to 85%
Showroom Direct AssistanceApply Now
Doorstep DocumentationNBFC

Mahindra Finance

Agri Equipment Specialist Finance

ROI10.25% - 11.5% p.a.
Max Tenure5 Years
FinancingUp to 85%
Showroom Direct AssistanceApply Now
Zero Processing FeePublic

Bank of Baroda (BOB)

Baroda Kisan Tractor Scheme

ROI8.75% - 10.25% p.a.
Max Tenure7 Years
FinancingUp to 90%
Showroom Direct AssistanceApply Now
Easy Kisan Credit LinkPublic

Punjab National Bank (PNB)

PNB Krishi Equipment Finance

ROI8.85% - 10.15% p.a.
Max Tenure7 Years
FinancingUp to 85%
Showroom Direct AssistanceApply Now
Minimal KYC RequiredPrivate

Axis Bank

Axis Farmer Tractor Loan

ROI9.5% - 10.9% p.a.
Max Tenure6 Years
FinancingUp to 90%
Showroom Direct AssistanceApply Now
Custom Repayment PlanPublic

Union Bank of India

Union Farm Power Finance

ROI8.9% - 10.2% p.a.
Max Tenure7 Years
FinancingUp to 85%
Showroom Direct AssistanceApply Now
Fast Track SanctionPrivate

Kotak Mahindra Bank

Kotak Agri Equipment Finance

ROI9.2% - 10.5% p.a.
Max Tenure6 Years
FinancingUp to 90%
Showroom Direct AssistanceApply Now
Rural SpecialistNBFC

Chola (Cholamandalam Finance)

Chola Farm Equipment Loan

ROI10.5% - 12.0% p.a.
Max Tenure5 Years
FinancingUp to 85%
Showroom Direct AssistanceApply Now
Customized Seasonal EMINBFC

L&T Finance

L&T Agri Tractor Loan Scheme

ROI10.0% - 11.5% p.a.
Max Tenure5 Years
FinancingUp to 85%
Showroom Direct AssistanceApply Now
Low Margin MoneyPublic

Canara Bank

Canara Kisan Tractor Scheme

ROI8.7% - 10.0% p.a.
Max Tenure7 Years
FinancingUp to 90%
Showroom Direct AssistanceApply Now
Hassle-Free Documentation

Documents Required for Tractor Finance

Bring these basic documents to our showroom for on-the-spot approval within 48 hours.

Essential KYC

1. KYC & Identity Proofs

Basic identity documentation for applicant and guarantor.

  • Aadhaar Card (Mandatory)
  • PAN Card or Form 60
  • Voter ID Card / Driving License / Passport
  • Recent Utility Bill / Gram Panchayat Residence Certificate
Farmer Proof

2. Land Ownership Records

Proof of agricultural land ownership for agri loan subsidy & sanction.

  • 7/12 Utara (Satbara / Extract of Land Ownership)
  • 8A Extract (Holding Assessment Sheet)
  • Khataini / Revenue Record Certificate
  • No Dues Certificate (from local Co-operative Bank / Society)
Income Proof

3. Income & Banking Records

Bank statements and agricultural credit history.

  • 6 Months Updated Bank Statement / Passbook
  • Kisan Credit Card (KCC) Passbook (if available)
  • Crop Sale Receipts / Sugar Factory Slip / APMC Receipts
  • 2 Canceled Bank Cheques for EMI ECS Mandate
Guarantor KYC

4. Photographs & Guarantor

Photographs of borrower and co-applicant.

  • 3 Latest Passport Size Photographs (Borrower)
  • 2 Passport Size Photographs (Guarantor / Co-applicant)
  • Guarantor Aadhaar & PAN Card copy
  • Guarantor Land Proof (if required by bank)

Missing any document? We can help!

Our showroom finance executives assist farmers with Satbara & KCC documentation.

Speak to Finance Executive
Showroom Direct Help

Ready to choose the best agricultural loan plan?

Visit our showroom in Indapur or call our finance officers. We help farmers with KCC benefits & instant documentation.

Call: 9850121464Visit Showroom
HomeTractorsSmall FarmFinanceContact